How to accept credit card payments on WordPress

Credit card payments are the second most popular payment method in the United States, accounting for more than 22% of all e-commerce transactions in 2023. This clearly illustrates how deeply ingrained credit cards are in the American shopping experience.

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Furthermore, credit and debit cards are the two most commonly used forms of online payment worldwide.

Therefore, if you want to grow your business while providing a seamless shopping experience to the consumer, you need to offer a credit card payment processor to accept online payments.

This article gives you a complete overview of How to accept credit card payments online on WordPress websites.

Why accept credit card payments on WordPress?

Accepting credit card payments in WordPress is crucial for several reasons. Since it is one of the most popular and trusted payment methods, consumers feel much safer using it.

When you accept credit card payments, you can offer your customers different payment plans and subscriptions that give them flexibility. When you accept credit card payments on WordPress, you get some important benefits.

Increase sales: If you sell products or services online, it is important to accept credit card payments. This will attract more customers who prefer this method, resulting in increased sales and revenue.

This improves the conversion rate and reduces the number of abandoned shopping carts.

Comfort: Who doesn't have a credit or debit card these days? Accepting credit card payments creates a smoother and more convenient payment experience for customers. It improves their satisfaction and encourages potential repeat business.

In addition, it gives you a competitive advantage.

Security: It has advanced security features like encryption and fraud detection, making people feel much safer when making purchases with a credit card.

Credibility: Accepting credit card payments on your website can increase your credibility and build trust. Customers trust companies that offer secure and reliable payment options.

Global reach: Credit cards are widely used internationally. Accepting these cards allows you to overcome geographic barriers, reach a global audience, and expand your market reach beyond local customers.

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The right payment plugin to accept credit card payments

Now you have good reasons to introduce credit cards in your online store, so the next question arises: How do I accept credit card payments on a WordPress website?

The easiest way to do this is to install a payment plugin on your website. More specifically: Paymattic offers the cheapest way to accept credit card payments. The wow factor is actually that accepting credit card payments at Paymattic is free.

It is a lightweight yet feature-rich payment and donations plugin for WordPress designed specifically for small businesses.

When it comes to payments, you can't compromise on security features. Paymattic offers robust payment security options that are sure to give you extra confidence.

In addition to credit cards, this payment plugin offers a total of 13 region-based payment gateways including Stripe, PayPal, Square, Mollie, Moneris, etc. to accept online payments.

Pro tip: Accepting payments with 2D payment gateways offers more convenience

The best way to accept credit card payments online

There are many ways to accept credit card payments online on WordPress, and the best way to do this is by integrating Stripe with Paymattic.

In addition to the four major credit cards Visa, Mastercard, American Express and Discover, Stripe also accepts credit cards from other popular brands.

It uses end-to-end encryption and has PCI Service Provider Level 1 certification, the highest security standard in the payments industry.

Let’s break it all down with a step-by-step guide on how to accept credit card payments on WordPress.

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Install the right WordPress payment plugin

To receive credit card payments, installing the right payment plugin is the first and most important step.

Go to your WordPress admin dashboard
Click on Plugins → Add new
Search for Paymattic and install the plugin
Click on the Activate button

Integrate Stripe into WordPress

After you have installed the right payment plugin, it is now time to integrate Stripe into it. Integrating the Stripe payment gateway with Paymattic is pretty easy.

Go to Paymattic > Payment gateway
In the left navigation bar, click Stripes

You need to enter the login credentials here. You can get the information on your Stripe dashboard.

Sign up at Stripe Dashboard and click on the Developer tab
Navigate to API key
Get your Publishable key and the Secret key Here

To test the payment, turn on Test Mode in the top right corner. Leave the switch off if you want to access live data.

Copy the keys and paste them into the desired field. Paymattic
Fill in the other information
Click on Save settings

That's all you need to do to configure Stripe in Paymattic and start accepting credit card payments online.

Accept subscription payment

One of the biggest advantages of accepting credit card payments through Paymattic is that you can easily accept subscription payments or recurring donations. All you have to do is Stripe Webhooks.

Go to Paymattic → Payment Gateway → Stripe to get your webhook URL
Visit the Stripe dashboard to add webhooks
Go to developer → Webhooks
Click on the Adding an endpoint button

Add the Webhook URL in the Endpoint URL Field.
Set a description for the webhook

Click on the Add endpoint, and you can now accept subscription payments on your WordPress website.

Note: Paymattic offers one-time credit card payments for free, but to accept subscription payments, you'll need to upgrade to the Pro version, which costs less than a cup of coffee.

That’s why we mentioned that this is the cheapest way to accept credit card payments on WordPress websites.

Packing

When you accept credit card payments, you not only provide your customers with a seamless purchasing experience, but you also expand your customer base. Integrating a popular payment method allows you to reach a global audience.

From building trust, improving credibility and payment processes to conducting secure transactions, you can achieve all this by simply integrating credit cards into payment systems.